What a paid app often adds
Paid apps may offer more reports, more accounts, automatic bank syncing or support. If you need automatic bank data and live reports, a paid option may be worth the cost.
What a free app should still give you
A free app should let you record income, bills, expenses and savings, show clear totals and keep your data private. If it does those things well, the free version may be all you need for a monthly plan.
Questions to ask any app
Does it need your bank login? How does it earn money: ads, subscriptions or data? Can you export or delete your data? Read the privacy page before you enter any numbers.
- Check whether bank login is needed
- Find out how the app earns money
- Check if you can export or delete data
- Free can be enough for a monthly plan
Questions people ask
Is a free budget app safe?
It depends on the app. Read its privacy policy, check how passwords are stored and avoid apps that ask for bank passwords.
Does budgetbaba charge a fee?
No. budgetbaba is free to use, with no ads and no hidden charges.
What should I pay for?
Pay for something specific you need, such as an advanced report or support you will actually use.