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Budgeting blog

New articles on budgeting in India. Each one has a worked example and a short checklist.

How to make a monthly budget in India

How to make a monthly budget in India in six simple steps, with a worked example in rupees for a ₹60,000 take-home salary.

How the 50 30 20 budget rule works in India, with a worked example in rupees and tips for adjusting it to your city and family.

How much should you save from your salary in India? A practical guide to the 20 percent rule, with examples for different incomes.

Why most monthly budgets fail after a few weeks, and five practical changes that help a budget last. Simple fixes with examples in rupees.

How to plan after a salary hike in India: where the extra money should go, how to avoid lifestyle creep and how to lock in better savings.

How big an emergency fund should be in India, how to build it from a monthly salary and where to keep it safe and easy to reach.

Why paying only the minimum due on a credit card costs more than it seems, with a worked example and tips to get out of the cycle.

A simple month-end review: check totals, compare with the plan, lock the month and set one change for next month. Step by step.

Set up your salary, bills and spending in a few minutes. No ads and no bank linking.