Record each payment as it arrives
Enter the total you actually receive for the month as the salary, with the account it went into. The money left figure then reflects what has really come in, not what you hope will arrive.
Set aside money for lean months
Plan a steady monthly spend, then keep the extra from good months as a buffer. Reviewing the analysis across several months shows what a normal month really costs.
- Month income entered as received
- Fixed costs counted first
- Spending analysis across months
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Questions people ask
Can I record several payments in one month?
budgetbaba records one salary entry per month. Enter the total you received that month, and keep your client invoices in your own records.
Does it calculate tax?
No. budgetbaba tracks your money, but it does not calculate tax. Speak to a tax professional for that.
How do I plan with a changing income?
Use the last few months of analysis to estimate a normal month, and keep a buffer for slower months.