Rent and fixed costs first
For most people living alone, rent is the largest cost. Add it as a fixed bill, along with electricity, internet and subscriptions. The total shows what your salary has already committed.
Food, transport and the small extras
Eating out, delivery and cabs add up quickly when you live alone. Recording each one for a month shows the real total, and the category analysis shows which one to adjust.
- Rent and bills planned as fixed costs
- Food and transport as separate categories
- Savings set aside on salary day
- Check the split each month
Questions people ask
How much should I spend on rent?
There is no single figure. Many people look at rent as a share of take-home pay, then check whether the rest of the plan still works.
Can I save for a goal while living alone?
Yes. Add the goal as a monthly savings amount, and use the savings calculator to see what it needs each month.
Is it free?
Yes. budgetbaba is free to use.