Housing and loans
Rent or home loan EMI, society maintenance, property tax (if paid monthly), and any personal or car loan EMIs.
Utilities and connectivity
Electricity, water, gas (piped or cylinder), mobile, broadband or internet, and DTH or streaming subscriptions.
Family and everyday costs
School or tuition fees, domestic help, groceries, transport, medicines and insurance premiums paid monthly.
- Housing and loan EMIs
- Electricity, water, gas and internet
- Mobile, DTH and subscriptions
- School fees, help and insurance
Questions people ask
Which bills are most often forgotten?
Subscriptions, annual insurance spread over months, and small monthly charges like bank or cloud fees.
Should I include bills paid yearly?
Yes, divide them by twelve and set the monthly share aside, so the yearly bill does not surprise you.
How do I add these to budgetbaba?
Add each one as a fixed bill, then mark it paid when it goes out.