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A budget planner for people who use credit cards

Credit cards are convenient, but several cards with different due dates are hard to follow. budgetbaba counts card purchases and card bills in your monthly plan, so no bill comes as a surprise.

Count card bills in your plan

A card bill is money you have already spent. Including it in the monthly plan gives a true money left figure, even before the bill is paid.

Pay on time, every time

Record each card payment as it is made. The status on each cycle moves to Paid, and the dashboard shows any bill still due. Our guide on paying card bills on time explains the habits that help.

  • Every card and its purchases
  • Card bills counted in the monthly plan
  • Due dates and status for each cycle
  • Payments recorded against the right cycle

Questions people ask

Do card purchases count in my monthly totals?

Yes. Card purchases are included in total spending and in card bills.

What if I only pay the minimum due?

Enter the amount you paid. The cycle shows Part paid, so the balance stays visible.

Can I use this for store cards?

Yes. Any card with a billing cycle can be tracked the same way.

Plan this month in budgetbaba

Free, with no ads and no bank linking. Set up your month in a few minutes.