Statement date and due date
The statement date is the day the bill is produced. The due date comes a few weeks later, and it is the date by which payment must arrive. Purchases made just after a statement date usually fall into the next bill.
Plan purchases around the cycle
If a large purchase is coming up, making it just after a statement date gives the longest time before the next due date. Check your card's terms for the exact grace period.
- Statement date: when the bill is made
- Due date: when payment must arrive
- Purchases after a statement go to the next bill
- Check the grace period on your card
Questions people ask
What is the grace period on a credit card?
It is the time between the statement and the due date when you can pay without interest, if you pay the full bill. Check your card terms.
Where do I find my statement date?
It is printed on your statement and in your card app or online account.
Does budgetbaba track billing cycles?
Yes. Each card's purchases are grouped into billing cycles, with the due date and status shown.